LumpSumbeta

Every cash advance app. One number. Every fee, obvious.

How much do you need?

$400

Your cheapest stack

Lump sum

Total fees

True cost

Due back on payday

Payday impact

Help make the real numbers public. Advance apps advertise big maximums, but almost nobody gets them. Share what you were actually approved for — anonymously — and we'll publish the real averages so nobody gets surprised again.

No name, no email, no account info. Just the numbers.

Don't fill this out:

Which app? How much were you approved for? Was this your first advance with them? Total fees on that advance (instant fee, service fee, tip) Anything else worth knowing? (optional)

Submissions are anonymous and used only to publish aggregate averages. Please don't include personal or account details in the note.

Thank you.

Every submission makes the real numbers harder to hide.

Fee data compiled July 2026 — always verify current terms in each app before borrowing. Advances repay automatically from your next paycheck; stacking multiple apps means multiple withdrawals hitting the same payday. LumpSum is a comparison tool, not a lender. Rankings are driven only by the fee math — no app pays for placement. · Privacy policy